I thought I had these three retirement topics figured out. Here’s why I changed my mind
As much as there are immutable truths in investing and money matters — costs matter and getting started earlier is best, for example — many of the precepts we hold true as investors depend on the data. When the data change, so should our thinking. Here are three retirement-related topics I’ve altered my thinking on, because I was off-base in the first place or gained new information. THE DIY MODEL FOR RETIREMENT When I was newer in my career, I was pretty much on “Team DIY.” I wasn’t anti-adviser, but surely investors who are willing to roll up their sleeves could do it ...