3 tricky decisions for every retirement plan
Many aspects of retirement planning are the subject of hot debate, even among experts. Here are three tricky decisions that confront people planning retirement today. Decision 1: How much to withdraw each year in retirement It’s impossible to say at the outset of retirement what the “right” withdrawal rate is. You don’t know what the major asset classes will return or how high (or low) inflation will run during your retirement. Nor do you know how long you’ll live. But you have to use something, and this is where the disagreements come in. A 4% starting withdrawal rate, ...
