Dear Annie: Scaling back birthday gifts without guilt
DEAR ANNIE: For years, I’ve made it a point to remember every birthday in my extended family — my nieces, nephews and now their children — by sending cards with a little money tucked inside. It’s been my way of staying connected since I don’t see them often. Now I’m retired and living on a fixed income, and the cost has quietly added up. The truth is, everyone in my family is financially comfortable, and I’m beginning to feel the strain of keeping up this tradition. I’d like to scale back and send monetary gifts only to those 19 and under, while still sending cards ...