Comment history for kimbalee

kimbalee  (anonymous) says...

It doesn't matter who the lender is, who does or doesn't guarantee the loan, how carefully the contract is read or even whether the loan is paid or not. If one of the Department of Ed's loan shark collection agencies goes trolling for and finds records of loans more than 10 years old, at which time it's impossible to obtain records of payment from most financial institutions, they garnish your wages. Whether you owe the loan or not. And in my case anyway, they don't even take the trouble of informing you before the garnishment begins. Seems our government agencies think due process, like habeus corpus, is a right no longer guaranteed by our Constitution. The Dept of Ed hands over stacks of presigned documents giving their contracted collection agencies the authority to garnish wages at will. I have a letter signed by the VP of Sallie Mae Servicing Corp stating that I do not owe on my student loan from 1989 and have sent copies of that document to 17 offices of the Dept of Ed, my Congressman and Senators and 3 states' Attorneys General and my wages are still being garnished by Progressive Financial Services of Tempe AZ, a company incorporated in the state of Pennsylvania. The Financial Student Aid office of the Dept of Ed held a wage garnishment hearing on my behalf more than one year after my garnishment began, after I filed 3 complaints with the FTC and Progressive shuffled my account between their Tempe AZ and Denver CO offices. I was informed of this hearing when I received a letter headed "Results of Wage Garnishment Hearing." Surprise! I lost. Don't know who represented me or presented my case.
So, Ashley Luthern, I think you should have done a bit more homework before writing your totally useless and uninformative article.