Got a lawyer, Now In Chapter Seven. Wasn't too far under. Walking away the Home is not Worth it when it's been 18 months on a layoff due to employer closeing down for good.Wife is back to work fulltime.Go to Job interview's don't get called back . Sold and cashed on what was worth anything . I know a lot of people in the area are in the same situation due to jobloss & etc. We aren't looking for pity we just want to keep our homes,get jobs and such. Time fo all of us to move on to better times. Good luck and prosperity for all .
I am in the same boat as these people,only Citi Mortgage is my servicer. We went thru esop to apply for the laon mod. witch was the 3rd time my wife and I tried,we got every excuse from the mortgage co. befor that from we never recived the documents to we dont have enough info . My wife sent them Certified mail no how can they say they never got them.I lost my job & the wife had an illness last year in turn she only worked 5 months , we contact citi to make arrangements thy refused to, got 60 days late on payment when taxes came back sent the money to citi to make loan current the following week I get papers from thier law team stateing they want to forclose the next day my check for the payment to make loan current was sent back to us. ESOP didnt help much they did what we did filled out the same documation twice with them they faxed it to Citi took a good month for an answer from citi only to be put on a trial mod. for about six months then the day after christmass got a letter from citi saying had too much income no how can a family that is pulling in 800.00 a month have too much? got another paper rasing monthly payments from 500.00 to 625.00 I believe the Woman in the article is telling the truth ,Obama is giving struggling homeowners lip service to make him look likt the hero. My question to is why hamp can only be for people that are current on their monthly payments shouldnt it be for whoever is struggling to make mortgage payments current or not . By the way I have yet to meet one person in this area that got a permenate loan mod. Please let us know if there somebody with a permenate one in this area because I lost my faith in the system.A total of five times we tried for loan mod and nothing.
HITTING HOME
Got a lawyer, Now In Chapter Seven. Wasn't too far under. Walking away the Home is not Worth it when it's been 18 months on a layoff due to employer closeing down for good.Wife is back to work fulltime.Go to Job interview's don't get called back . Sold and cashed on what was worth anything . I know a lot of people in the area are in the same situation due to jobloss & etc. We aren't looking for pity we just want to keep our homes,get jobs and such. Time fo all of us to move on to better times. Good luck and prosperity for all .
June 13, 2010 at 8:34 a.m. permalink suggest removal
HITTING HOME
I am in the same boat as these people,only Citi Mortgage is my servicer. We went thru esop to apply for the laon mod. witch was the 3rd time my wife and I tried,we got every excuse from the mortgage co. befor that from we never recived the documents to we dont have enough info . My wife sent them Certified mail no how can they say they never got them.I lost my job & the wife had an illness last year in turn she only worked 5 months , we contact citi to make arrangements thy refused to, got 60 days late on payment when taxes came back sent the money to citi to make loan current the following week I get papers from thier law team stateing they want to forclose the next day my check for the payment to make loan current was sent back to us. ESOP didnt help much they did what we did filled out the same documation twice with them they faxed it to Citi took a good month for an answer from citi only to be put on a trial mod. for about six months then the day after christmass got a letter from citi saying had too much income no how can a family that is pulling in 800.00 a month have too much? got another paper rasing monthly payments from 500.00 to 625.00 I believe the Woman in the article is telling the truth ,Obama is giving struggling homeowners lip service to make him look likt the hero. My question to is why hamp can only be for people that are current on their monthly payments shouldnt it be for whoever is struggling to make mortgage payments current or not . By the way I have yet to meet one person in this area that got a permenate loan mod. Please let us know if there somebody with a permenate one in this area because I lost my faith in the system.A total of five times we tried for loan mod and nothing.
June 13, 2010 at 7:06 a.m. permalink suggest removal