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Comment history

Mahoning GOP leader: Don’t trust the Clintons

The real Hillary is soon to be seen as the drip drip drip of her "careless" handling of the DNC and our Secretary of State's email comes out.

July 30, 2016 at 5:17 p.m. suggest removal

Hillary gets boost from Bill as she wins historic nomination

cambridge likes to play dumb. He's on this site 24/7 but can't google for himself. It's a game with him to say "prove it". Right from the democratic playbook along with Delete, Deny, Delay.

https://www.youtube.com/watch?v=shHtK...

http://nypost.com/2016/07/29/why-didn...

Can you see the hypocricy of accepting $25 million from a country that is against women's rights all while claiming that you are all for women's causes and rights?

July 30, 2016 at 11:10 a.m. suggest removal

Trump ignites firestorm after asking Russia to recover Clinton emails

Springman: Washingtonpost. Really?
Speculate all you want. Hillary the hypocrite. Champian for women? Her family foundation’s acceptance of millions of dollars in donations from Middle Eastern countries known for violence against women and for denying them many basic freedoms. They own her.

July 28, 2016 at 1:28 p.m. suggest removal

Trump ignites firestorm after asking Russia to recover Clinton emails

LOL! Comey already said HRC that her email was hacked. The DNC was warned by the FBI about a potential hack months before the committee sought outside help to look into the problem.

Trump has nothing to do with the fact that HRC and the DNC are careless in their handling of secret info. He's just standing by waiting for the next wave of embarrasing info to be released. Unfortunately some of what is in the hands of others puts our national security at risk.

DNC playbook. Play the victim. Interesting that when this story broke a month ago we learned that they hacked the DNC system to steal secrets about research on Trump no one cared. Now that Wikileaks is airing their dirty laundry they want to blame everyone but themselves.

July 27, 2016 at 9:23 p.m. suggest removal

Democrats get their turn

There are pros and cons to privatizing social security. The trust fund should have never been raided. Earnings above $118,500 are not taxed. I think those limits should be removed in order to keep SS solvent. An indexed amount could be used much like federal and state taxes. The more you make the more you pay. At $118,500 the tax rate should drop but not eliminated and should increase in brackets back up to 12.4% for higher earners.

Some cons include:
Doesn't help the government shortfall.
Growth of savings depends on investments.
If you become disabled prior to retirement age you may not have enough saved. A safety net for those with a shortage of funds would be warranted.

Some pros include:
Younger workers would have a better deal.
12.4% of your income up to $118,500 is already taxed . That amount saved over a lifetime has the potential to grow to a monthly amount far greater than the current average SS monthly benefit of $1341.00.
Amount saved would transfer to heirs.

So I put in a few assumptions into the following retirement calculator site to find out what it would take to have saved an amount equal to the average SS earnings of $1341 mo / $16,092 yr.

Current annual income $30,000
Current age 20
Retirement age 65
Life expectancy 85
Current savings 0
Desired income after retirement $16,092
Annual return pre-retirement 2%
Annual return post-retirement 2%

To retire at the age of 65 with an annual income of $16,092, each year you need to save, 12.200%, which equates to
$3,660
The total saved for retirement would be
$263,127

To play with the numbers go to:
http://www.msn.com/en-us/money/tools/...

July 27, 2016 at 9:01 p.m. suggest removal

Democrats get their turn

Billdog:
SSDI is the new unemployment.

SS (Social Security) - retirement benefits (payroll taxed)
SSDI (Social Security Disability Income) for those under 65 unable to work. (payroll taxed)

SSI (Supplementary Security Income) benefits for disabled under 65 or low income over 65. (not tied to having worked)

To be clear, Social Security and Medicare are paid by employee and employer payroll taxes.

SSI and Medicaid - are welfare benefits paid by the general fund.

July 26, 2016 at 3:23 p.m. suggest removal

Islamic State claims attack that killed priest during Mass

The fact that this happened during masss was especially egregious.

Why this group is downplayed by the POTUS is mind boggling.

July 26, 2016 at 12:59 p.m. suggest removal

Democrats get their turn

Springman, It doesn't matter who is elected, the fact that Social Security is about to run dry in 7 years is the reason something needs to be done. The following facts and conclusion are directly from SSA administration.

https://www.ssa.gov/oact/trsum/

"Conclusion
Lawmakers have many policy options that would reduce or eliminate the long-term financing shortfalls in Social Security and Medicare. Lawmakers should address these financial challenges as soon as possible. Taking action sooner rather than later will permit consideration of a broader range of solutions and provide more time to phase in changes so that the public has adequate time to prepare."

Springman, you stated that you are already collecting benefits. Proposals to cut benefits do not affect anyone nearing retirement age. Trump's proposals include raising the wage base cut off point that you no longer pay into the system (currently $118,000) and eliminating benefits for the wealthy.

The other elephant in the room is SS disability insurance. This program is expected to go broke this year. http://apps.npr.org/unfit-for-work/

If you have any doubt that these programs are in trouble, check out our debt clock.
http://www.usdebtclock.org/

July 26, 2016 at 12:24 p.m. suggest removal

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