HappyBob: How serious is the healthcare COST problem?
The example of the cost of an MRI shows how serious our COST problem is. $3,460 for a basic shoulder MRI – but a little shopping around can cut that cost to $450.
December 13, 2013 at 1:55 a.m.
HappyBob: I thought I answered your question. We become better educated savvy consumers driving the free market to lower cost.
Interesting comparisons of the cost of an MRI..http://health.costhelper.com/mri.html
Also read patient comments, especially this one:
MRI no insurance, Self PayAmount: $500.00 not covered by insurancePosted by: Al in DFW in Dallas, TX. Posted: October 18th, 2011 03:10PMMedical Center: Gateway Imaging in Dallas Insurance: noneNo Insurance, Self pay. $500. MRI of my brain for pituitary gland tumor. You have to shop around and not use major medical centers. MRI through hospital would of been $7500.http://health.costhelper.com/mri.html
December 12, 2013 at 11:54 p.m.
HappyBob: Owebamacare is jeopardizing the economy by squeezing every last dime out of anyone who works by way of fewer hours, higher insurance premiums and OOP expenses.
December 12, 2013 at 11:42 p.m.
Elf2: #558 About the subsidies:
Congress will now buy their healthcare plans through the exchange. They will received a subsidy like they would as an employee of a company, however, private industry cannot subsidize their employees benefit plans purchased on the exchange.
December 12, 2013 at 11:32 p.m.
IslandMike: "The stock market is up, unemployment is down"
First, the stock market lost 50% of it's value. If you had 100k and lost 50%, you then had $50k. The market is up 100% so your $50K doubled. You now have $100k. You're going to tell me that's good. We're basically right where we were when it crashed.
Second, unemployment numbers are no longer measured by the actual people who are unemployed or underemployed (part-time). The U3 report measures the number of people collecting unemployment. The rosy picture is that as the long term unemployed or the underemployed drop off the rolls, the numbers go down.
According to the US Bureau of Labor Statistics U3 report:
Official unemployed: 10,866,715The actual unemployed:20,432.538http://www.usdebtclock.org/index.html#
December 12, 2013 at 11:07 p.m.
There's a commercial on TV "When banks compete, you win".
We, as consumers need to become better educated. Our parents generation went to the doctor and did whatever he said. Our generation partners with our doctor. If the doctor you need to get an MRI at the hospital, the first thing we should say is can I get it done at the a local imaging center, saving half the cost? If the doctor gives you a prescription you could run to the closest drug store, or you could call around and find that Sam's club (no membership needed for prescriptions) could fill that order for a fraction of the cost.
Doctors feel the need to write a prescription or send you for further testing more often than not, because they need to cover their butt. How many times have you been given a 30 day supply of prescription pain pills for something minor that could be helped with over the counter Advil? You don't have to accept if the alternative over the counter would work just as well. But we don't think about it because our insurance usually covers it. All we pay is our co-pay.
You wouldn't pay full sticker price for a new car. You'd shop around and negotiate. Believe it or not, you can negotiate rates with providers too if you're willing to be a cash payer.
Once they realize that we have choices, the market should adjust. Providers should also be held to posting their charges. This is insane how they get away with charging everyone something different. Just because I have x-y-z insurance and the other guy has medicare or whatever, the hospital shouldn't be allowed to charge me more to supplement someone else.
I couldn't begin to tell you what annual healthcare costs in the US should be, except they should be less. What I do know is that our out of pocket costs have skyrocketed in recent years. Not long ago, insurance plans offered $100- $200 deductibles and once met, paid 80%, you paid 20%. Recently, High deductible Health Plans with deductibles of $3000, $5000 or higher allowed you to get lower premiums so you could park the difference in an HSA. Problem with the ACA plans is they they follow the HDHP deductibles but the premiums don't allow room for HSA savings.
December 12, 2013 at 10:43 p.m.
Truth4Life: What you are witnessing with this administration is the crushing of the middle class from the top down and eroding from the bottom up. There will be no more middle class when this is over. If you are one of the bottom feeders, you wouldn't have a clue. All you care is what's in it for me.
BTW, your hateful spew just proves that when you point a finger at someone, there are 3 others pointing back at you.
And one last thing...you probably don't want to use the term tea bagger. It is more offensive than you realize.
December 12, 2013 at 10:06 p.m.
eivo: "After reading points 1 thru 5, whether or not you want to admit it, you are a raging left wing extremist. I mean, you have all the left wing extremist talking points down pat."
December 12, 2013 at 1:21 p.m.
Rubio said: "But in the interim, I'm going to follow whatever law that applies to everybody else. I don't think members of Congress should be able to have laws separate from the laws that everybody else has to live under."
Truth4Life: Which do you want? Congress to be part of the exchange or Congress to have their own Cadillac taxpayer funded plan?
December 12, 2013 at 1:17 p.m.
"According to statistics compiled by the Henry J. Kaiser Family Foundation, about 1.5 million of Ohio’s 11.3 million residents have no health insurance"
"a total of 5,672 residents selected plans to cover their health care needs"
1/2% down, only 99.5% more to go. Of the 5,672 selecting plans, how many were eligible for medicaid?
December 12, 2013 at 12:45 p.m.