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Group health-insurance model lacks fairness, common sense



Published: Wed, April 2, 2014 @ 12:00 a.m.

Group health-insurance model lacks fairness, common sense

So you want to be a health care activist? Here are some tips to keep your brain from meltdown.

Group health insurance, also known as the Rorem-Kimball template to real pros, is the devil you’re looking for. Imagine group gasoline benefits. One week two $50,000-a-year workers pay $40 each to fill their tanks. Next week one worker pays $40 to fill his tank, while the non-working son of the other guy pays $2 to fill his tank. You call that normal? Not.

Groups are what are insured by group health insurance. Not workers. Not families. Groups are arbitrarily defined. By whom? By the group itself. Groups have strange workings of their own. A Martian is more likely to be the next enrollee within a group than your Mom and Dad. There are no Martians. There are lots of Moms and Dads.

Clarence Rorem was shrewd enough to conceal the Communist inspiration behind his cobbled-together idea. The Texas businessmen tried to pitch his idea but most declined to support it. Then, in May 1943, something awful happened that caused the distribution of health care and the thinking about it to slowly, and later violently, veer out of control.

Even today, you can hear people talking in a ho-hum, roundabout way that the gratuitous, premature death of thousands serves some socially useful purpose. Maybe we’re living in North Korea and just don’t know it.

So why don’t businessmen dump group health insurance? They do, by depressing wages within the U. S. and hose-piping jobs elsewhere. Anywhere but in Rorem-Kimball La-La-Land.

So why doesn’t Congress — or anyone — do something? Because the money’s too big and most folks are too scared to ask questions.

Jack Labusch, Niles


Comments

1SeriouslyNow(192 comments)posted 5 months, 2 weeks ago

I'm certain that Jack feels strongly about this.

However, when he makes statements like : "A Martian is more likely to be the next enrollee within a group than your Mom and Dad", it's really hard to take him seriously.

Suggest removal:


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