Deadline brings high interest for health insurance enrollment
A blizzard, jammed phone lines and unreliable websites failed to stop throngs of procrastinating Americans from trying to sign up for health coverage by the midnight Monday deadline for President Barack Obama’s signature domestic policy initiative.
In Louisiana, wait times for callers lasted up to two hours. Blue Cross Blue Shield of Tennessee received nearly 1,900 calls by midday compared with about 800 the previous Monday. And in California, where enrollments surged toward the Obama administration’s original projection of 1.3 million, the deadline day volume forced the state exchange to switch off a key function on its website and encourage people to finish their applications in the days ahead.
Across the nation, the interest in getting health insurance and avoiding a federal tax penalty was made clear in interviews with enrollment counselors and consumers.
“I have not had a physical in over 15 years,” said Dionne Gilbert, a 51-year-old uninsured woman from Denver who waited in a 90-minute line to get enrollment assistance. “I told myself, ‘You need to do this. Your daughter loves you and needs you.”’
The last-minute rush significantly boosted the number of Americans gaining coverage under the new law, and the White House said Tuesday that the 7 million mark had been crossed.
The months ahead will show whether the Affordable Care Act will meet its mandate to provide affordable health care coverage or whether high deductibles, paperwork snags and narrow physician networks make it a bust.
The administration has not said how many of those who already have signed up closed the deal by paying their first month’s premiums. Also unknown is how many previously were uninsured — the real test of Obama’s health care overhaul. In addition, the law expands coverage for low-income people through Medicaid, but only about half the states have agreed to implement that option.