First National offers special rates on CDs

First National offers special rates on CDs


The First National Bank of Pennsylvania is offering special premium rates on certificates of deposit to people leasing land to oil and gas drillers.

Customers are required to open the CDs with a check issued by a gas-drilling company or present a gas-lease agreement to bank officials. They must also meet with a wealth-management representative to discuss investment options.

Currently, the bank’s lease certificate pays 0.4 percent and requires a $100,000 minimum deposit.

The 12-month version pays 0.55 percent with a $10,000 minimum. Regular six-month CDs at FNB pay 0.1 percent and a regular 12-month certificate pays 0.2 percent.

Both require a $500 minimum deposit.

BBB has tips to stick to holiday budget


The Youngstown Better Business Bureau has released tips to help consumers stay within their holiday budget.

The organization recommends making a list of those who will receive gifts and setting a spending limit.

The BBB also strongly encourages consumers to do their research with a variety of retailers offering holiday deals.

The bureau also recommends that consumers decide ahead of time what items will be purchased online and in stores.

More information on holiday shopping tips and local business reviews can be obtained by visiting

Inventors group to meet at library


The Youngstown & Warren Inventors Association will meet from 7 to 8:30 p.m. Wednesday at the Austintown Public Library, 600 S. Raccoon Road.

Guest speaker will be Michael Krake, owner of Generator Specialists, Inc. in North Lima. He will give a presentation on the latest innovative emergency electrical power generator systems available for residential/commercial/ industrial and other users. The public is invited.

Chamber wins award for YOUNG event


The Mid-America Economic Development Council has named the Youngstown/Warren Regional Chamber a first-place winner for its November 2011 Youngstown Ohio Utica & Natural Gas (YOUNG) Conference & Expo.

The award announcement in the special events-large category was made by MAEDC as part of its annual economic development awards event in Chicago.

YOUNG 2011, billed as Ohio’s first Utica shale play conference, sold out its exhibit space and attracted nearly 2,000 people to the daylong series of events at the Covelli Centre.

Vindicator staff reports

Selected local stocks


Aqua America, .70, 24.98 .03

Avalon Holdings,3.89.00

Clear Channel, .73 76.919998 .22

Cortland Bancorp, 9.75.00

Farmers Nat., .126.49 .00

First Energy, 2.20, 41.45—.11

FirstMerit Corp., .64,13.83 —.22

First Niles Financial, .32,6.85.00

First Place Fin., .0135.00

FNB Corp., .48,10.72—.14

General Motors,25.19.62

General Electric, .68,21.46.09

Motors Liquidation, .0422.00

Huntington Bank, .16, 6.175.02

JP Morgan Chase, 1.20,42.561.09

Key Corp, .20,8.105.17

LaFarge, 14.70 .00

Macy’s, .80, 39.41.49

Parker Hannifin, 1.64, 83.811.48

PNC, 1.60,55.80.47

RTI Intl. Metals,24.99.17

Simon Prop. Grp.,4.40,155.651.24

Stoneridge 4.90 .11

United Community Fin. 2.95.00

Selected prices at 4 p.m. Friday. Provided by Stifel Nicolaus. Not to be construed as an offer or recommendation to buy or sell any security.

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