Dividend: In May, it cut its dividend in half.

Dividend: In May, it cut its dividend in half.

Canceled: In April, it called off a deal to buy the parent company of Park View Federal Savings Bank, which has 17 branches in the Cleveland area. The local company said it wanted to concentrate on its delinquent loan issues.

Bad loans: In January, it announced that it set aside $13.3 million in the fourth quarter of 2007 to cover loans that might not be repaid. It set aside just $1.3 million in the fourth quarter of 2006.

2007 earnings: $4.1 million, down from $24.1 million in 2006.

2008 earnings: $6.8 million in the first half of the year, down from $8.6 million during the same period last year.

Stock price: Closed up 49 cents Tuesday, $4.96. The stock has traded as high as $8.74 in May.