The court will certify that every account referred will contain accurate information.
No legal action will begin on any account without written permission of the court.
The court will add a 331/3 percent collection fee to the account. AllianceOne will retain a commission of 25 percent of the money collected and charge 10 percent interest annually on accounts assigned for collection. The interest will be shared equally between AllianceOne and the court.
AllianceOne will make weekly payments to the court from money paid to the collection agency. The court must notify the agency of any payments made directly to the court on accounts assigned to AllianceOne.
Aside from the contract, the company provided Brown-Clark with a brochure that outlines dozens of methods it uses for skip-tracing -- tracking down people who owe. The company maintains its own database of names, addresses, social security and driver's license numbers and has access to many more databases.
It uses the Internet to check sites that provide clues to a person's whereabouts. Searches include real estate ownership, consumer information and data sources that provide more than 150 million phone numbers. The files contain monthly connect and disconnect listings.
Collection accounts are automatically reported to all three national credit bureaus.
Source: Sarah Brown-Clark and AllianceOne